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In order to get started, select an account that works for you.

AMOCO Savings

When you join AMOCO Federal Credit Union you begin your membership by opening a basic savings. This account establishes your ownership in the credit union and is the foundation you can build on to achieve your financial goals.

Minimum opening deposit of only $1
Available balance in savings account can be used as overdraft protection for a checking account
No monthly maintenance fees
Federally insured by NCUA

Other Savings

Open extra savings accounts for whatever you’re planning—big or small. Whether you're setting aside emergency funds or saving for a big trip, our savings accounts are designed to help you get there.

Standard Certificates

Grow your savings with the confidence of a locked‑in rate. Our Certificates offer fixed, reliable returns designed to support your long‑term financial goals.

Minimum opening deposit of only $1,000
Jumbo Certificates are available for a minimum opening balance of $100,000
Jumbo Plus Certificates are available for a minimum opening balance of $200,000

Bump-Up Certificates

Enjoy guaranteed growth with the potential to earn even more. A Bump‑Up Certificate lets you boost your rate one time if our term rates go up at any point during your certificate’s term—same term, higher earnings.

Minimum opening deposit of only $1,000
Bump-Up Jumbo Certificates are available for a minimum opening balance of $100,000
Bump-Up Jumbo Plus Certificates are available for a minimum opening balance of $200,000

Perks Checking

Boost your finances with our most popular checking account! Our Perks Checking is designed to reward you with money-saving benefits. With a minimum opening deposit of $50, you’ll receive discounts on shopping, dining, travel, and more. Additionally, you’ll have access to telemedicine, cell phone protection, roadside assistance, credit monitoring, early direct deposit, online and mobile banking, and more. It’s all the essentials you need bundled into one account.

Cell phone protection
Identity monitoring
Telemedicine (No Copay)
Average potential annual savings for all available perks ($400)

Everyday Checking

All frills with no fuss – the Everyday Checking is just that. Enjoy the simple things in life with an account designed to give you easy access to your money without a monthly fee. With a minimum opening deposit of $25, you’ll unlock access to early direct deposit, online and mobile banking, over 55,000 surcharge-free ATMs nationwide, constant credit monitoring, and more.

Advantage Checking

Earn higher dividends on your balance with our Advantage Checking. With a minimum opening deposit of $500, you’ll also receive convenient services like early direct deposit, online and mobile banking, access to 55,000 surcharge-free ATMs nationwide, and overdraft protection. Plus, you can rest easy knowing you’re protected with continuous credit monitoring, account alerts, and debit card controls. Save more, earn more!

Money Market

Our Money Market account helps you grow your savings with competitive dividends, while still providing the flexibility to access your funds when needed.

Earn dividends on balances of $1 or greater
No monthly maintenance fees
Multiple ways to access your account